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Checking Accounts
Business Link
This account caters to the Small Business that maintains a lower balance and has fewer than 200 transactions per month.
- Monthly statements with imaged checks and deposits slips
- $700 overdraft privilege available* More Information Here
- Preferred loan rates with auto payment option
- MasterCard Check card available
- Free online banking and Bill Pay
- Free Telebank 24-hour bank by phone.
- 200 items processed per month at no charge
- (items include debits/checks, credits/deposits and deposited items)
- Business debit card available
- No limit on Cash Deposits
- Cash management options
- Remote Deposit options
- Merchant Card Services available
- Automatic transfer for overdraft* available from BCSB savings account
- Minimum to open: $100
- Minimum balance Fee: If the minimum daily balance falls below $1000 the fee is $10
- Paper Statement Fee: A $5 Paper Statement Fee applies each monthly cycle
- Each additional transaction over 200: $0.40
Business Link Plus
This account is ideal if your business averages over 200 items per month. You may keep checking costs low by earning credit toward the monthly service charge.
You also benefit when multiple accounts are combined for earnings credit and service charges.
- No minimum balance required
- $700 overdraft privilege available *more information
- Preferred loan rates with auto payment option
- Free MasterCard Check card available
- Free Telebank 24-hour bank by phone
- Free online banking
- Free online bill pay
- Unlimited transactions
- Cash management options
- Remote Deposit options
- Merchant Card Services available
- Automatic transfer for overdraft available from BCSB savings account
- Minimum to open: $100
- Monthly Maintenance Fee: $12.00
- Monthly transaction fees:
- Checks/debits $0.15
- Deposits/credits $0.40
- Local item deposited $0.15
- Coin $0.20 per roll
- Strap $.40 per strap
- To offset some or all of the service charge, an earnings credit is applied on the monthly average collected balance less a 10% reserve multiplied by the monthly 90 day Treasury Bill discount rate.
Business NOW Link
Commercial NOW Checking that allows you to earn interest on your entire checking account balance.
- Interest earned on daily balance
- $700 Overdraft PRIVILEGE available* More Information Here
- MasterCard® Check card option available
- Free Online Banking and Free Bill Pay
- Free Telebank 24-hour bank by phone
- Preferred loan rates with auto debit
- Minimum to open: $100
- Minimum balance fee: If minimum balance falls below $1500 the minimum balance fee is $10. If minimum balance of $1500 is maintained for the entire month, the minimum balance fee is $6.
- Transaction fee per item $0.25 if minimum daily balance falls below $1,500 during the month or $0.10 per item if minimum daily balance is above $1,500 for the entire monthly cycle
- Interest rate: (See us for current rate)
Organization Link
This account is designed for non-profit organizations and associations. Monthly activity is unlimited and the minimum balance requirement will help you avoid monthly service charges.
- Minimum balance to avoid a monthly fee is $700
- Free Online Banking and Free Bill Pay
- Free Telebank 24-hour bank by phone
- Minimum to open: $100
- Daily balance to avoid a monthly maintenance fee: $700
- Monthly mimimum balance fee:
- $0 - $399.99 $7.50
- $400 - $699.99 $4.00
- $700 and over No Charge
e-Link for Businesses
This account caters to the Small Business that maintains a lower balance and has fewer than 200 transactions per month and receives E-statements.
- Monthly E-statements with images (A $5 monthly statement fee will apply to revert to mailed paper statements)
- $700 overdraft privilege available *more information
- Preferred loan rates with auto payment option
- MasterCard Check card available
- Free online banking, mobile banking and Bill Pay
- Free Telebank 24-hour bank by phone.
- 200 items processed per month at no charge (items include debits/checks, credits/deposits and deposited items)
- Business debit card available
- No limit on Cash Deposits
- Cash management options
- Remote Deposit options
- Merchant Card Services available
- Automatic transfer for overdraft available from BCSB savings account
- Minimum to open: $100
- Minimum balance Fee: If the minimum daily balance falls below $1000 the fee is $10
- Each additional transaction over 200: $0.40
